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CalPATH - California Public Employee & Teacher Home Loan Program

CalPATH Mortgage Lender for California Public Employees Serving Our Local Communities
Open today until 8:00 PM
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It makes so much sense in this crazy interest rate market, great job Jennifer! Yes, interest rates have risen at an unprecedented rate over the past 6 month, but home ownership still continues to be the best way to build equity and increase your wealth.

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2 years ago
This was an overall positive experience. Joe Moore originated our mortgage and went over many different options that we could pursue. He gave a detailed cost analysis for each. We felt very comfortable in making a decision based on the information he provided and knowing it was well thought out. They were even able to get me a lower rate for free when rates dropped in the middle of my transaction! I spoke many times with Jane Needham, who is on Joe's team. Jane would contact me for the day to day items that were necessary during the process. If I ever had a question or concern, Jane would always respond very quickly. She was very helpful, and always professional, personable and friendly. I didn't speak with anyone else on the team. However, given how the process was handled start to finish, I'm definitely happy with all of the service they provided and I'd be happy to recommend Joe, Jane and the team at Mountain West.
- Ryan S
2 years ago
Jane Needham and this team did an amazing job helping our mutual clients buy a home! They were so patient and awesome and my clients are very satisfied with the results. When I say that Jane went above and beyond it is a definite understatement. We would sometimes be on the phone brainstorming and coming up with new strategies at 9pm at night. Thank you Jane! Our clients are thrilled :-) and I made a new friend and a new competent, go-getter lender referral!
- Kimmie B
2 years ago
To Potential loan purchaser, My name is Kevin Conroy, and I recently refinanced my home through Mountain West Financial. I went with the 15-year Calpath loan @2.99. I had the pleasure of working with Jane Needham. I would recommend contacting her concerning a home loan. She was extremely helpful in walking me through and getting the loan. I have to say I do not think I would have been able to complete the application without her support. If I ever needed a future loan, she would be the first person I would turn to. Thank you, Jane,! Sincerely, Kevin Conroy

CalPATH is Our Way of Saying Thank You!

Since 2013, Mountain West Financial has been the exclusive lender offering the CalPATH - California Public Employee & Teacher Home Loan Program for Teachers, Police Officers, Firefighters and other public employees who serve our local communities in California.

  • Reduced Lender Fees  and Discounted Rates for Qualifying California Public Employees
  • Interest Rate Float Down - If rates improve while in escrow, we will float you down to the lower rate "FREE" of charge!
  • Keys in 21 Days Closing Guarantee - We are the fastest closing lender in California!

CalPATH is endorsed by CalSTRS and is included in the LAUSD Pathways to Homeownership Guide for California Teachers & District Employees.

You may contact our CalPATH Hotline @ 800-310-7577 seven days a week from (8:30am to 8:00pm).  A CalPATH advisor will be standing by to answer (any & all) questions you or your colleagues may have about the homebuying or refinance process. 

At Mountain West Financial, we offer formal home loan Pre-Approval prior to submitting an offer on your first home (or) your next one and we are here to help you navigate the process every step of the way.

Get Pre-Approved with CalPATH Today!

We look forward to working with you soon!


Joe Moore - Branch Manager

Contact Us


Call now
  • (800) 310-7577
  • (714) 655-0116


Get directions
7755 Center Avenue Ste 1100
Huntington Beach, CA 92647

Business Hours

Mon:8:30 AM – 8:00 PM
Tue:8:30 AM – 8:00 PM
Wed:8:30 AM – 8:00 PM
Thu:8:30 AM – 8:00 PM
Fri:8:30 AM – 8:00 PM
Sat:8:30 AM – 8:00 PM
Sun:8:30 AM – 8:00 PM
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